Supported CSV imports
Add statement data from supported Amex or SEB export formats without claiming universal bank connectivity.
Statement import and reconciliation
Connect the bank record to the household story
A statement shows that money moved, but not whether the transaction paid a bill, funded a shared account, reimbursed a person or remained personal. Billum imports supported CSV exports and lets the user confirm that meaning.
Product details reviewed .
A controlled reconciliation workflow
Original transaction context
Keep source dates, amounts and descriptions available while adding useful merchant and category classification.
Confirmed links
Choose Scan and reconcile to import validated files and link unique exact bill or receipt matches. Review other suggestions before linking them.
Import, classify, confirm
Export from the source
Create a supported CSV export from the financial provider and keep the original file available for checking.
Preview the import
Check account, date range, row interpretation and duplicates before relying on the imported history.
Resolve each meaning
Run Scan and reconcile for exact matches across the selected account, then classify unfamiliar transactions and review uncertain links.
Synthetic example
Example: one card charge, one household expense
A synthetic statement import contains a card charge with the same amount and date as a reviewed grocery expense. Billum suggests the possible relationship, and the user checks both records.
After confirmation, the household can see that the transaction and expense describe one event rather than two separate costs.
Common questions
When is transaction management available?
Transaction management must be enabled for your organization. When disabled, Transactions and related actions are hidden. Existing records remain stored, and manual bills, expenses, income and settlements remain available.
Does Billum connect directly to every bank?
No. The current workflow imports supported Amex or SEB CSV exports. Other layouts should not be assumed to work unless support is documented.
Are suggested matches automatic?
Choose Scan and reconcile in the CSV preview to import the files and then link unique exact bill or receipt matches across the selected account, including other months. Ambiguous matches and other target types require review.