Terms and Conditions
Last Updated:
Acceptance of Terms
By accessing and using Billum ('the Service'), you accept and agree to be bound by the terms and provision of this agreement.
If you do not agree to abide by the above, please do not use this service.
These Terms and Conditions are governed by EU law and comply with applicable consumer protection regulations.
Description of Service
Billum provides a digital platform for managing household bills, expenses, and financial planning. Our Service includes:
- Bill tracking and management tools
- Household member income management
- Bill splitting and sharing features
- Financial analytics and reporting
- Integration with payment systems and financial data
User Accounts
To access certain features of our Service, you must create an account. You are responsible for maintaining the confidentiality of your account.
Account Registration:
- You must provide accurate and complete information
- You must be at least 18 years old or have parental consent
- You must maintain the security of your login credentials
- You are responsible for all activities under your account
Acceptable Use Policy
You agree to use our Service only for lawful purposes and in accordance with these Terms.
Prohibited Uses:
- Violating any applicable laws or regulations
- Transmitting harmful or malicious code
- Attempting to gain unauthorized access to our systems
- Interfering with the proper functioning of the Service
- Using the Service for commercial purposes without permission
- Sharing false or misleading information
- Posting threats, harassment, hate speech, sexual exploitation, or content that violates another person's privacy
- Using household content to facilitate fraud, abuse, or other harmful or illegal activity
Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.
By using our Service, you consent to the collection and use of information as described in our Privacy Policy.
Please review our Privacy Policy for detailed information about data handling practices.
Contact Information
If you have any questions about these Terms and Conditions, please contact us:
Legal Contact: legal@billum.ai
We will respond to your inquiry within 5 business days.