Household bill tracker

Share bills fairly. Know who owes what.

Name: Billum
Author: Billum

Track household bills, split shared expenses equally, by income or with custom percentages, and keep personal spending separate. Built for couples, roommates and families.

Create your household Compare bill splits

Supported CSV statement importsYou confirm every matchPersonal and shared views

A bill-sharing guide for your household

Find a practical starting point for the way you live together.

For Couples

Agree on a fair split while keeping personal spending separate.

For Roommates

Organise shared bills and work out who owes what.

For Families

Plan household costs and share responsibilities clearly.

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See how the household workflow fits together

Go beyond a feature checklist. Learn how Billum plans obligations, records evidence, reconciles transactions and explains the final household position.

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Plan household bills

Keep recurring obligations and the concrete bills they produce in the same monthly workflow.

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Split costs fairly

Use an explicit household rule and keep each member’s allocation visible through the month.

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Review receipts and line items

Turn receipt evidence into a reviewed expense without treating extraction as unquestionable truth.

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Reconcile statement transactions

Import supported statement files and confirm what each transaction represents.

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Close the month with settlements

Separate responsibility, funding and repayments so the final balance can be explained.

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Separate personal and shared money

Give household work a shared home without turning every personal record into household data.

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A connected workflow

From planned cost to confirmed transaction

Billum keeps the monthly plan and what actually happened in the same place, so your household can move forward without rebuilding the story in a spreadsheet.

Plan

Add recurring agreements, bills, itemised expenses, and income to see the month ahead.

Capture

Scan receipt images or PDFs for review, or import transactions from supported CSV statement formats.

Reconcile

Review suggested links between transactions and bills, expenses, or settlements before confirming them.

Settle

See who funded shared costs, record payments or reimbursements, and close the month with context.

Example workflow

Reconcile a transaction

Household

Imported transaction

ICA Nära

Shared card · 18 August

−846.2 kr

Match suggested

Household expense

Weekly groceries

Exact amount · Same date

846.2 kr

Transaction linked

Clear boundaries

Shared when it should be. Personal when it should not.

A household view should create clarity without turning every financial detail into household data.

Personal stays personal

Personal accounts, transactions, merchants, bills, and expenses remain in your own view.

Shared work has one home

Use household-visible accounts, costs, merchants, and settlements for the money everyone needs to understand.

Suggestions are not decisions

Billum can suggest a transaction match, but nothing is linked until you confirm it.

Close the loop

Turn a month of shared spending into a settlement you can explain.

Billum separates shared-pot funding, direct member balances, and reimbursements so the final position is more than a single unexplained number.

Review each household member's monthly position
Account for personal funding of shared costs
Record settlements and reimbursements against the month

August settlement

Monthly position

Shared costsIncluded

Direct balancesCalculated

Personal fundingCredited

Ready to settle

Ready for one household money workflow?

Start with the bills you already plan, then connect receipts, statement transactions, and settlements as you go.

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