Household money, connected

Plan the month. Explain what happened.

Name: Billum
Author: Billum

Billum brings bills, expenses, income, receipts, supported statement imports, and settlements into one clear monthly workflow for your household.

Create your household See how reconciliation works

Supported CSV statement importsYou confirm every matchPersonal and shared views

Example workflow

Reconcile a transaction

Household

Imported transaction

ICA Nära

Shared card · 18 August

−SEK 846.2

Match suggested

Household expense

Weekly groceries

Exact amount · Same date

SEK 846.2

Transaction linked

A bill-sharing guide for your household

Find a practical starting point for the way you live together.

For Couples

Agree on a fair split while keeping personal spending separate.

For Roommates

Organise shared bills and work out who owes what.

For Families

Plan household costs and share responsibilities clearly.

A connected workflow

From planned cost to confirmed transaction

Billum keeps the monthly plan and what actually happened in the same place, so your household can move forward without rebuilding the story in a spreadsheet.

Plan

Add recurring agreements, bills, itemised expenses, and income to see the month ahead.

Capture

Scan receipt images or PDFs for review, or import transactions from supported CSV statement formats.

Reconcile

Review suggested links between transactions and bills, expenses, or settlements before confirming them.

Settle

See who funded shared costs, record payments or reimbursements, and close the month with context.

Clear boundaries

Shared when it should be. Personal when it should not.

A household view should create clarity without turning every financial detail into household data.

Personal stays personal

Personal accounts, transactions, merchants, bills, and expenses remain in your own view.

Shared work has one home

Use household-visible accounts, costs, merchants, and settlements for the money everyone needs to understand.

Suggestions are not decisions

Billum can suggest a transaction match, but nothing is linked until you confirm it.

Close the loop

Turn a month of shared spending into a settlement you can explain.

Billum separates shared-pot funding, direct member balances, and reimbursements so the final position is more than a single unexplained number.

Review each household member's monthly position
Account for personal funding of shared costs
Record settlements and reimbursements against the month

August settlement

Monthly position

Shared costsIncluded

Direct balancesCalculated

Personal fundingCredited

Ready to settle

Ready for one household money workflow?

Start with the bills you already plan, then connect receipts, statement transactions, and settlements as you go.

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